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Family Opportunity Mortgage in Raleigh

The Family Opportunity Mortgage allows Raleigh families to help elderly parents or adult children with disabilities buy a home using owner-occupied loan terms—without living in the property themselves. Learn how this Family Helping Family mortgage works and how Martini Mortgage Group structures it correctly.

Unlocking Home Equity: The Power of Cash-Out Refinance with Martini Mortgage Group

Homeownership stands as a monumental landmark in one’s life. As the foundation for countless memories and a testament to hard work, it’s no wonder homeowners prioritize its upkeep. Yet, renovations often come with a hefty price tag, making the dream…

Understanding Debt-to-Income Ratio Requirements for Mortgages in Raleigh

If considering buying a home in the Raleigh area and securing a mortgage, it is critical to understand Debt-to-Income (DTI). The DTI ratio is a crucial metric that Raleigh mortgage lenders use to evaluate a borrower’s financial health and ability…

2-1 Buydown: A Strategic Approach to Homeownership in the Current Mortgage Climate

In today’s rapidly shifting and unique real estate landscape, potential homebuyers may feel overwhelmed by the complexity of mortgage choices. For instance, adjustable Rate Mortgages (ARMs) present an alluring proposition with seemingly attractive rates. However, they may hold hidden drawbacks…

Understanding the Real Costs of Homeownership by Raleigh Mortgage Broker Kevin Martini

A home is not just a sanctuary that provides an address but the foundation for your safety and security. Likewise, owning a home isn’t merely a material possession but a significant investment that reflects your hard work and determination. But…

Marry the House, Date the Rate – A Smart Raleigh Homebuying Strategy

An intriguing cliche in the real estate world has become a powerful strategy known as “marry the house, date the rate.” But what does it mean, and is it an excellent approach to consider when buying a home in Raleigh,…

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