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Family Opportunity Mortgage in Raleigh

The Family Opportunity Mortgage allows Raleigh families to help elderly parents or adult children with disabilities buy a home using owner-occupied loan terms—without living in the property themselves. Learn how this Family Helping Family mortgage works and how Martini Mortgage Group structures it correctly.

2-1 Buydown: A Strategic Approach to Homeownership in the Current Mortgage Climate

In today’s rapidly shifting and unique real estate landscape, potential homebuyers may feel overwhelmed by the complexity of mortgage choices. For instance, adjustable Rate Mortgages (ARMs) present an alluring proposition with seemingly attractive rates. However, they may hold hidden drawbacks…

Understanding the Real Costs of Homeownership by Raleigh Mortgage Broker Kevin Martini

A home is not just a sanctuary that provides an address but the foundation for your safety and security. Likewise, owning a home isn’t merely a material possession but a significant investment that reflects your hard work and determination. But…

Home Affordability: Understanding the Factors that Affect it

As we navigate the real estate market, home affordability is a significant concern for many individuals and families. In recent years, the headlines have caused alarm, leading to a misunderstanding of the actual situation. Additionally, the associated articles often fall…

Raleigh Mortgages 101: Understanding What They Are and How They Work

Buying a home is a big decision, and for most people, it requires taking out a mortgage. However, if you’re not familiar with the world of mortgages, it can be confusing and overwhelming to understand what they are and how…

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