Are you a homebuyer looking to buy your first house in the Raleigh, NC area? If so, then you may have heard about FHA Home Loans and the potential benefits of them. But what exactly are FHA Home Loans and…
If you are a first-time homebuyer or a repeat homebuyer, there are many things one needs to know and consider when buying a home. Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Winter 2022 Martini Buyer Guide to simply explain the current real…
Some people are questioning if they should buy a home this year or if they should wait because of their perception of the current Raleigh real estate market. Homeownership does not just provide one with a roof, it is a…
Kevin Martini is a mortgage broker in Raleigh NC and offers access to a powerful tool called; Martini Mortgage Group Homebuyer Portal which is powered by Homebot. If you are thinking of buying for the first-time or as a repeat…
A buydown, specifically a ‘2-1 Seller-Paid Buydown’ is an amazing buyer and seller negotiating strategy in a real estate market that is neutralizing. What is a ‘Seller-Paid 2-1 Buydown’? A “Seller-Paid 2-1 Buydown” is where a seller pay a fee at…
The Internal Revenue Service (IRS) announced the tax year 2023 annual inflation adjustments for more than 60 tax provisions via IR-2022-182 Press Release titled “IRS provides tax inflation adjustments for tax year 2023” (a.k.a. IRS Revenue Procedures 2022-38). The three provisions…
For perspective, basically a year ago, Raleigh mortgage rates started with a 3 and now they start with a 7. The last time Raleigh mortgage rates were at this level was in Spring 2002 and that was 20-years ago! Many…
What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown’ or a ‘Temporary Buydown’) is where the seller pays a fee at the closing to reduce the interest rate on the homebuyer’s mortgage temporarily. This results in temporarily lowering the buyer’s…
What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown’ or a ‘Temporary Buydown’) is where where the seller pays a fee at the closing to reduce the interest rate on the homebuyer’s mortgage temporarily. This results in temporarily lowering the…
What is going on in real estate and home loan rates is the name of a new monthly series being produced by the Martini Mortgage Group for the Martini Mortgage Podcast. Episode 161 is the inaugural issue. I truly believe…
