Pre-Qualify
Calculator
Loan Options
Contact Us
About Us
Apply With Logan
Apply With Kevin

PMI Cancellation

Home » Blog » PMI Cancellation

how to cancel private mortgage insurance raleigh homebuyers’ guide martini mortgage group

Cancel PMI the Smart Way | Raleigh Mortgage Broker Tips

Raleigh mortgage broker explains how to cancel private mortgage insurance

Homeowners Protection Act · Kevin Martini · Mortgage · PMI · PMI Cancellation · PMI Termination · Private Mortgage Insurance · Refinance

Cancel PMI the Smart Way | Raleigh Mortgage Broker Tips

Raleigh mortgage broker explains how to cancel private mortgage insurance

Kevin Martini

July 23, 2025

Please enable JavaScript in your browser to complete this form.

- Step 1 of 20

How can we help you?

Purchase or Refinance

I want to purchase
I want to refinance

Where is the home located? City or Zip Code

City or Zip Code *

What type of home is it?

Single Family
Townhouse
Condominium
Multi-Family

Where are you in the home buying process? (copy)

Signed a purchase contract
Found a home
Looking to buy within one month
Looking to buy in 1 to 3 months
Looking to buy in more than 3 months

How do you plan to use your new home?

Primary Residence
Vacation Property
Investment Property

Have you or your spouse served in the US military?

Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.

is branch How

What is your (or your spouse's) branch of military service?

Army
Marine Corps
Navy
Air Force
Coast Guard
National Guard
Military Spouse
Other VA Eligibility
No Military Experience

Are you actively working with a real estate agent?

Is this your first time purchasing a home?

What is the approximate purchase price of the new property?

Selected Value: $0

(It's OK to estimate)

What is the estimated value of your property?

Selected Value: $0

Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?

Selected Value: 0%

(It's OK to estimate)

Single Item

Down Payment: $0.00

What is the balance of your first mortgage?

Selected Value: $0

(It's OK to estimate)

What is the interest rate of your first mortgage?

Selected Value: 0

(It's OK to estimate)

Do you have a second mortgage?

How much additional cash do you wish to borrow?

Selected Value: $0

(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?

Employed
Self-Employed/1099 Independent Contractor
Retired

What is your household gross (before taxes) annual income?

Less than $30,000
$30,000 - $50,000
$50,000 - $75,000
$75,000 - $100,000
Greater than $100,000

What is your credit score?

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?

What is your first name? *

What is your last name? *

What is your email address? *

What is your phone number? *

Communications Policy *

I agree to the Communications Policy.

We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy

Categories

1-0 Buydown (6)
1-0 Seller Paid Buydown (4)
1-1 Buydown (1)
1-1 Seller-Paid Buydown (2)
100% financing (2)
1004 (1)
1031 Exchange (2)
2-1 Buydown (9)
2-1 Seller-Paid Buydown (8)
2023 IRS Inflation Adjustments (1)
3-2-1 Buydown (4)
3-2-1 Seller Paid Buydown (6)
4 Stages of Buyer Demand (1)
Affordability (13)
Agency Loan (8)
Annual Exclusion (2)
Annual Percentage Rate (1)
Applciation Process (2)
appraisal (1)
Appreciation (11)
APR (1)
Bailey Weaver Packard (1)
Bank Statement Mortgage (3)
Buy a Home (49)
buydown (12)
buydown mortgage (3)
Buydowns (12)
Buying a Home (15)
CAPITAL GAINS TAX (2)
Cash-Out Refinance (3)
Certified Mortgage Advisor (7)
Closing (3)
Community (1)
competitive advantage (1)
Conforming Loan (8)
Conforming Loan Limits (3)
Conventional Loan (9)
Credit (11)
Credit Freeze (3)
Debt-To-Income (1)
Debt-To-Income (DTI) Ratio (1)
Department of Veteran Affairs (2)
Deprecation (2)
Divorce Real Estate Guidance (1)
Down Payment (6)
DTI (1)
Equitable Distribution (1)
Escrow (1)
Family Helping Family (1)
Family Opportunity Mortgage (1)
Fannie Mae (14)
Fed Funds Rate (8)
Fed Interest Rate Decision (5)
Federal Reserve (9)
Federal Student Loan (1)
FHA Home Loan (11)
FHA Loan (2)
FHFA (1)
Financial Planning Post-Divorce (1)
First Time Home Buyer (57)
First-Time Homebuyers (1)
Forced Savings (2)
Freddie Mac (11)
Gift Funds (1)
Gift Tax Exclusion (2)
HELOC (1)
Hoem Loans (2)
Home Improvement (7)
Home Loan (13)
Home Loan Rates (23)
Home Loans (35)
Home Maintenance (13)
Home Mortgage Interest Deduction (2)
Home Owner Tips (44)
Home Price Expectation Survey (5)
Home Trends (17)
Home Values (20)
Homebuying Strategies (7)
Homebuying Tips (1)
Homeowners Protection Act (1)
Housing (14)
Housing Market (25)
Inflation (14)
Insurance (1)
Investment Properties (1)
Kevin Martini (46)
Kevin Martini's Expertise (1)
Learn (27)
Leverage (2)
Lifetime Exclusion (1)
Loan Limits (3)
Local Market Analysis (1)
Logan Martini (39)
Marginal Tax Brackets (1)
Marital Home Management (1)
Marry the House, Date the Rate (2)
Martini Buyer Guide (4)
Martini Factor (4)
Martini Mortgage Podcast (15)
MartiniFactor (13)
MCC (5)
Mortgage (60)
Mortgage Approval (2)
Mortgage Broker (14)
Mortgage Calculator (1)
Mortgage Credit Certificate (3)
Mortgage Guidance (1)
Mortgage Insights (1)
Mortgage Insurance Premium (1)
Mortgage News (33)
Mortgage Podcast (23)
Mortgage Rates (34)
Mortgage Refinance (2)
Mortgage Solutions (1)
mortgage strategy (2)
Mortgage Tips (31)
NCHFA (4)
Nonfarm Payrolls (2)
North Carolina Housing and Finance Agency (5)
Offer Strategy (1)
Opt-Put Pre-Screen (2)
permanent buydown (1)
PMI (4)
PMI Cancellation (1)
PMI Termination (1)
Principal Residence Exclusion (1)
Private Mortgage Insurance (2)
Raleigh (67)
Raleigh Mortgage (14)
Raleigh Mortgage Broker (4)
Raleigh Mortgage Guide (1)
Raleigh Mortgage Rates (9)
Raleigh Real Estate (2)
Real Estate (59)
real estate market (5)
Real Estate Podcast (20)
Real Estate Tips (43)
Recession (5)
Refinance (9)
Refinancing benefits (1)
Renovations (3)
Rent Vs Buy (6)
Rental Property (4)
Second Homes (2)
Section 121 exclusion (1)
Seller Strategy (5)
Selling Home (3)
Standard Deduction (3)
Tax Benefits (9)
temporary buydown (2)
the S.T.A.N.D. system (1)
Things to Consider when Buying a Home (9)
Uncategorized (168)
Uniform Residential Apprisal Report (1)
USDA Home Loan (1)
USDA Loan (3)
USDA Rural Development Home Loan (1)
VA Funding Fee (1)
VA Home Loan (6)
VA Learning Center (35)
VA Loans (4)
VA Mortgage (2)
Wake County (19)
zero down payment (2)

What are your goals? Everyone is unique, request your personalized rates and fees.

Get Started

About Us

As a trusted Raleigh mortgage lender and mortgage broker, we help clients secure mortgage solutions that are not only competitive but strategically aligned with long-term goals. Our approach is simple: clarity before commitment, strategy before structure.

Company NMLS: 3446

Equal Housing Lender

Logan Martini NMLS: 1591485
Kevin Martini NMLS: 143962
507 N Blount St
Raleigh, NC 27604
(919) 238-4934
Email Us Today

Connect With Us

Facebook
Tiktok
LinkedIn
YouTube

Disclosures and License Information

ADA Accessibility Statement
Communications Policy
Licensing and Disclosures
NMLS Consumer Access
Privacy Policy
Terms of Use

Resources

Learning Center
VA Learning Center
Contact Us
Get A Quote
Reviews
Mortgage Calculator
Second Look

Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | For licensing information go to: www.nmlsConsumerAccess.org and/or www.GoldStarFinancial.com. Please review our Disclosures & Licensing information | Gold Star Mortgage Financial Group Corporation has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. For further information about Gold Star Mortgage Financial Group, Corporation, please visit our website at www.GoldStarFinancial.com. Receipt of the application does not represent an approval for financing or an interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Gold Star Mortgage Financial Group, Corporation for more information and up-to-date rates.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.