Logan Martini • Martini Mortgage Group

winter 2022 martini buyer guide by raleigh mortgage broker logan martini 507 n blount st raleigh, nc 27604

Things to Know and Consider when Buying a Home (Martini Buyer Guide | Winter 2022)

If you are a first-time homebuyer or a repeat homebuyer, there are many things one…

2-1 Buydown · Affordability · Agency Loan · Appreciation · Buy a Home · buydown · Buydowns · Conforming Loan · Conforming Loan Limits · Conventional Loan · Fannie Mae · Freddie Mac · Home Loan Rates · Home Loans · Home Values · Housing Market · Inflation · Kevin Martini · Loan Limits · Logan Martini · Martini Buyer Guide · Mortgage · Mortgage Rates · Raleigh · Real Estate · Things to Consider when Buying a Home

Things to Know and Consider when Buying a Home (Martini Buyer Guide | Winter 2022)

If you are a first-time homebuyer or a repeat homebuyer, there are many things one needs to know and consider when buying a home. Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Winter 2022 Martini Buyer Guide to simply explain the current real…

Kevin Martini

December 7, 2022

2023 Raleigh Conforming Loan Limits

The 2023 conforming loan limits for the Raleigh, North Carolina and the Triangle of North…

Agency Loan · Conforming Loan · Conforming Loan Limits · Conventional Loan · Fannie Mae · FHFA · Freddie Mac · Kevin Martini · Loan Limits · Logan Martini

2023 Raleigh Conforming Loan Limits

The 2023 conforming loan limits for the Raleigh, North Carolina and the Triangle of North Carolina by the Federal Housing Finance Agency (FHFA) have been established. 2023 will bring a $79,000 increase in conforming loan limits for a one-unit property…

Kevin Martini

November 30, 2022

Freeze it and opt-out!

One of the most important assets often overlooked and not properly protected by many is…

Credit · Credit Freeze · Kevin Martini · Logan Martini · Opt-Put Pre-Screen · Raleigh

Freeze it and opt-out!

One of the most important assets often overlooked and not properly protected by many is their credit score. The single most important thing you can do to protect your credit and not fall victim to identity theft is a credit…

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November 18, 2022

What is an appraisal and how do you read it?

Comparables (a.k.a. comps), adjustments, appraiser’s estimate of value - OH MY! What is an appraisal?…

1004 · appraisal · Home Values · Kevin Martini · Logan Martini · Uniform Residential Apprisal Report

What is an appraisal and how do you read it?

Comparables (a.k.a. comps), adjustments, appraiser’s estimate of value – OH MY! What is an appraisal? The Uniform Residential Apprisal Report often referred to as an appraisal provides an estimate of your home’s value. It provides a professional appraiser’s opinion of…

Kevin Martini

November 16, 2022

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Mortgage Lender in Raleigh NC Shares How Sellers Can Benefit From A 2-1 Buydown

A buydown, specifically a ‘2-1 Seller-Paid Buydown’ is an amazing buyer and seller negotiating strategy…

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Mortgage Lender in Raleigh NC Shares How Sellers Can Benefit From A 2-1 Buydown

A buydown, specifically a ‘2-1 Seller-Paid Buydown’ is an amazing buyer and seller negotiating strategy in a real estate market that is neutralizing. What is a ‘Seller-Paid 2-1 Buydown’? A “Seller-Paid 2-1 Buydown” is where a seller pay a fee at…

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October 29, 2022

3 New 2023 IRS Rules that Impact Raleigh Homebuyers and Homeowners

The Internal Revenue Service (IRS) announced the tax year 2023 annual inflation adjustments for more than…

2023 IRS Inflation Adjustments · Gift Tax Exclusion · Inflation · Logan Martini · Marginal Tax Brackets · Raleigh · Real Estate · Standard Deduction · Tax Benefits

3 New 2023 IRS Rules that Impact Raleigh Homebuyers and Homeowners

The Internal Revenue Service (IRS) announced the tax year 2023 annual inflation adjustments for more than 60 tax provisions via IR-2022-182 Press Release titled “IRS provides tax inflation adjustments for tax year 2023” (a.k.a. IRS Revenue Procedures 2022-38). The three provisions…

Kevin Martini

October 20, 2022

Raleigh Mortgage Broker Shares Creative Mortgage Strategy for Raleigh Homebuyers | Martini Mortgage Group

For perspective, basically a year ago, Raleigh mortgage rates started with a 3 and now…

1-0 Buydown · 1-0 Seller Paid Buydown · 2-1 Buydown · 2-1 Seller-Paid Buydown · 3-2-1 Buydown · 3-2-1 Seller Paid Buydown · Agency Loan · Buy a Home · buydown · Buydowns · Conforming Loan · Conventional Loan · Fannie Mae · FHA Home Loan · Freddie Mac · Home Loans · Housing · Inflation · Kevin Martini · Logan Martini · Mortgage Rates · Raleigh · Real Estate · VA Home Loan

Raleigh Mortgage Broker Shares Creative Mortgage Strategy for Raleigh Homebuyers | Martini Mortgage Group

For perspective, basically a year ago, Raleigh mortgage rates started with a 3 and now they start with a 7. The last time Raleigh mortgage rates were at this level was in Spring 2002 and that was 20-years ago! Many…

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October 16, 2022

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Raleigh Mortgage Broker Logan Martini Shares How Raleigh Homebuyers and Raleigh Sellers Benefit From a 2-1 Buydown | Martini Mortgage Group, a Raleigh mortgage lender

What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown' or a ‘Temporary Buydown’) is where…

2-1 Buydown · 2-1 Seller-Paid Buydown · Affordability · Agency Loan · buydown · Buydowns · Conforming Loan · Conventional Loan · Fannie Mae · FHA Home Loan · Freddie Mac · Home Loans · Logan Martini · Mortgage · Mortgage Rates · Raleigh · Real Estate · Refinance · VA Home Loan

Raleigh Mortgage Broker Logan Martini Shares How Raleigh Homebuyers and Raleigh Sellers Benefit From a 2-1 Buydown | Martini Mortgage Group, a Raleigh mortgage lender

What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown’ or a ‘Temporary Buydown’) is where the seller pays a fee at the closing to reduce the interest rate on the homebuyer’s mortgage temporarily. This results in temporarily lowering the buyer’s…

Kevin Martini

October 16, 2022

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Raleigh Mortgage Broker Logan Martini Shares How Raleigh Homebuyers and Raleigh Sellers Benefit From a 1-0 Buydown | Martini Mortgage Group, a Raleigh mortgage lender

What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown' or a ‘Temporary Buydown’) is where…

1-0 Buydown · 1-0 Seller Paid Buydown · Affordability · Agency Loan · buydown · Buydowns · Conforming Loan · Conventional Loan · Fannie Mae · FHA Home Loan · Freddie Mac · Home Loans · Logan Martini · Mortgage · Mortgage Rates · Raleigh · Real Estate · Refinance · VA Home Loan

Raleigh Mortgage Broker Logan Martini Shares How Raleigh Homebuyers and Raleigh Sellers Benefit From a 1-0 Buydown | Martini Mortgage Group, a Raleigh mortgage lender

What is a Buydown? A buydown (a.k.a. ‘Seller-Paid Buydown’ or a ‘Temporary Buydown’) is where where the seller pays a fee at the closing to reduce the interest rate on the homebuyer’s mortgage temporarily. This results in temporarily lowering the…

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October 16, 2022

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What is going on in Real Estate and Home Loan Rates (October 2022 Edition)

What is going on in real estate and home loan rates is the name of…

1-1 Seller-Paid Buydown · 2-1 Seller-Paid Buydown · 3-2-1 Seller Paid Buydown · Appreciation · Buy a Home · Buydowns · Deprecation · Fannie Mae · Fed Funds Rate · Federal Reserve · Home Loan Rates · Home Loans · Home Price Expectation Survey · Home Values · Housing · Housing Market · Inflation · Kevin Martini · Logan Martini · Martini Mortgage Podcast · Mortgage · Mortgage Podcast · Mortgage Rates · Raleigh · Real Estate · Real Estate Podcast · Recession · Wake County

What is going on in Real Estate and Home Loan Rates (October 2022 Edition)

What is going on in real estate and home loan rates is the name of a new monthly series being produced by the Martini Mortgage Group for the Martini Mortgage Podcast. Episode 161 is the inaugural issue. I truly believe…

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October 9, 2022