Are you thinking of using gift funds to purchase a new home? It can be a great way to make the dream of homeownership a reality, but most people don’t realize that it comes with its own set of rules…
Are you thinking of buying a home in Raleigh? Before you dive into the process, it’s important to make sure that you are prepared for the journey. Here are three Martini Mortgage Group key things that you can do to…
Are you a homebuyer looking to buy your first house in the Raleigh, NC area? If so, then you may have heard about FHA Home Loans and the potential benefits of them. But what exactly are FHA Home Loans and…
If you are a first-time homebuyer or a repeat homebuyer, there are many things one needs to know and consider when buying a home. Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini curated the Winter 2022 Martini Buyer Guide to simply explain the current real…
The 2023 conforming loan limits for the Raleigh, North Carolina and the Triangle of North Carolina by the Federal Housing Finance Agency (FHFA) have been established. 2023 will bring a $79,000 increase in conforming loan limits for a one-unit property…
One of the most important assets often overlooked and not properly protected by many is their credit score. The single most important thing you can do to protect your credit and not fall victim to identity theft is a credit…
Comparables (a.k.a. comps), adjustments, appraiser’s estimate of value – OH MY! What is an appraisal? The Uniform Residential Apprisal Report often referred to as an appraisal provides an estimate of your home’s value. It provides a professional appraiser’s opinion of…
Some people are questioning if they should buy a home this year or if they should wait because of their perception of the current Raleigh real estate market. Homeownership does not just provide one with a roof, it is a…
Kevin Martini is a mortgage broker in Raleigh NC and offers access to a powerful tool called; Martini Mortgage Group Homebuyer Portal which is powered by Homebot. If you are thinking of buying for the first-time or as a repeat…
A buydown, specifically a ‘2-1 Seller-Paid Buydown’ is an amazing buyer and seller negotiating strategy in a real estate market that is neutralizing. What is a ‘Seller-Paid 2-1 Buydown’? A “Seller-Paid 2-1 Buydown” is where a seller pay a fee at…
