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Insights into the Raleigh Mortgage and Housing Market for Fall 2023

The vibrant city of Raleigh and all cities around North Carolina are prepping to witness seasonal shifts not just in its climate, but in its real estate and mortgage sectors too. This fall, there are significant insights that potential homebuyers…

Understanding the Real Costs of Homeownership by Raleigh Mortgage Broker Kevin Martini

A home is not just a sanctuary that provides an address but the foundation for your safety and security. Likewise, owning a home isn’t merely a material possession but a significant investment that reflects your hard work and determination. But…

Marry the House, Date the Rate – A Smart Raleigh Homebuying Strategy

An intriguing cliche in the real estate world has become a powerful strategy known as “marry the house, date the rate.” But what does it mean, and is it an excellent approach to consider when buying a home in Raleigh,…

Home Affordability: Understanding the Factors that Affect it

As we navigate the real estate market, home affordability is a significant concern for many individuals and families. In recent years, the headlines have caused alarm, leading to a misunderstanding of the actual situation. Additionally, the associated articles often fall…

Homeownership More Accessible and Affordable in Raleigh with New FHA Mortgage Insurance Premium

Are you in the market for a new home but worried about the cost of mortgage insurance? Well, we’ve got some excellent news for you! The Federal Housing Administration (FHA) has announced a 30 basis point reduction in their mortgage…

First-Time Homebuyers Tax Credit | Martini Mortgage Group

Many first-time homebuyers in North Carolina may be eligible to save up to $2,000 a year with the Mortgage Credit Certificate (MCC) offered by the Martini Mortgage Group in partnership with North Carolina Housing and Finance Agency (NCHFA).  This tax…

How much is your home in Raleigh really worth?

For many of the families that the Martini Mortgage Group serves their homes the largest asset.  Knowing how your biggest asset is performing is not just nice, it is required!  Having a clear understanding of your homes values can be…

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