zero down payment mortgage Raleigh

VA home loan benefits Raleigh NC Veterans and Servicemembers earned are the most complete mortgage benefit available — yet a 2026 survey found that only 23% knew VA loans carry no PMI and just 32% knew no down payment is required. The IRRRL streamline refinance — which allows VA borrowers to reduce their rate later with no appraisal and limited documentation — goes unmentioned by most lenders before closing. Kevin and Logan Martini at Martini Mortgage Group serve Veterans, Servicemembers, and military families across all 100 counties of North Carolina with fiduciary-style VA benefit analysis, including PCS buyers relocating to Fort Bragg, Camp Lejeune, and Seymour Johnson AFB.