wake county housing market

  • Low Mortgage Rate or Sell Raleigh: The Real Reason

    Low mortgage rate or sell Raleigh owners keep treating a 3% rate as the whole decision, when it is one line in a five-figure equation. Kevin and Logan Martini of Martini Mortgage Group show that usable equity, the buy-before-sell sequence, and the true monthly cost matter more than the rate. In Wake County, where the median price hit $450,000 in early 2026, the difference between a good rate and a good decision is a structured plan. This article gives Raleigh and Triangle homeowners the framework to decide with confidence.

  • Raleigh Rent vs Buy Breakeven: The Real 3-Year Truth

    Raleigh rent vs buy breakeven is not the month a mortgage payment finally matches rent. It is the point where owning costs less than renting once equity is counted, and in Raleigh that crossover often lands near three years, not the seven national calculators assume. With average rent near $1,567 and home values around $431,000 in mid-2026, the timeline turns on deal structure more than market timing. Kevin Martini and Logan Martini of Martini Mortgage Group build the number on real Wake County figures. The result is a decision made on math, not on a single month’s payment.