Wake County homebuyers

  • Priced Out of Raleigh? 5 Proven Numbers to Work First

    ByKevin Martini

    Priced out of Raleigh is often a conclusion buyers reach before they work a single number. Kevin and Logan Martini of Martini Mortgage Group build on Lisa Quin’s Wake County and Johnston County comparison by adding the financing half of the decision. The $15,000 NC 1st Home Advantage program is available in every North Carolina county, and its $525,000 price cap sits above the median in both Wake and Johnston County. For many first-time buyers, the barrier is upfront cash rather than monthly income, which means the right answer may be Clayton or may still be Raleigh.

  • NC 1st Home Advantage Down Payment: $15,000 in NC

    ByKevin Martini

    NC 1st Home Advantage Down Payment offers eligible first-time homebuyers in Raleigh, Wake County, and throughout North Carolina $15,000 to help cover the down payment…

  • ARM vs Fixed Rate Raleigh: The Real Refinance Risk

    ByKevin Martini

    ARM vs fixed rate Raleigh is a decision most guides reduce to a rate spread, but the real variable is whether a future refinance actually happens. The Mortgage Bankers Association’s June 22, 2026 forecast projects the 30-year fixed rate holding at 6.5% through 2027 and 2028, meaning the rate drop most ARM refinance plans depend on has little support right now. Kevin Martini and Logan Martini of Martini Mortgage Group explain why the safest ARM decision assumes the refinance never comes, and why a fixed rate mortgage removes that assumption entirely for Raleigh and Wake County homeowners.