Mortgage Denied Under Contract NC? A No Isn’t Final
Mortgage Denied Under Contract NC? A No Isn’t Final A mortgage denied under contract NC buyers were not expecting, is one of the most frightening…
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First-Time Buyer Down Payment Raleigh NC: What to Plan For
First-time buyer down payment Raleigh NC minimums range from 0% to 3.5% depending on loan type — but the average buyer in Raleigh put down 13% in 2025, not 3% or 20%. At Raleigh’s $430,000 median, 3% is $12,900; total cash to close typically runs $21,000 to $26,000 before reserves. Down payment assistance programs through the City of Raleigh and NCHFA can contribute $15,000 to $65,000 for eligible buyers, with income and purchase price limits that apply. Kevin Martini and Logan Martini of Martini Mortgage Group help buyers across Raleigh, Wake County, and the Triangle model the full cash-to-close picture — not just the down payment — before they settle on a target number.
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Family Opportunity Mortgage Durham NC: What Families Must Know
Family opportunity mortgage Durham NC is a Fannie Mae-governed program that allows a qualifying adult child to purchase a home for an elderly parent or disabled adult child at owner-occupied rates and terms — without living in the property. The 65-and-older population in the Raleigh metro grew 18.3% in three years, and Durham County families are increasingly navigating this decision without knowing the correct loan structure. Kevin Martini (NMLS 143962) and Logan Martini (NMLS 1591485) of Martini Mortgage Group structure every family opportunity mortgage Durham NC file so the owner-occupied classification holds through underwriting and close — eliminating the investment property misclassification that most Durham lenders do not know how to prevent.
