Refinance in North Carolina
When you originally took out your mortgage, you chose the best product available to you at that time. But now, there could be better options out there. Perhaps your interest rate could be lower. Maybe you would like to change the rate format.
Refinancing your mortgage gives you the means to replace your existing home loan with one that will help you save money and maximize your return on investment.
The Benefits of Refinancing
Your Mortgage
How refinancing can benefit you depends on your financial scenario. Possible advantages include:
- Decrease your mortgage rate and save money.
- Change your interest rate format.
- Reduce your monthly mortgage amount by increasing your loan term.
- Renegotiate your loan terms to suit your needs.
- Decrease your stress and increase financial flexibility.
Is It Time to Refinance?
Here are some examples of financial scenarios that might call for a refinance.
When you may be eligible for a lower interest rate. It could be that rates have dropped, or it might be that your credit score or income have increased.
When you want more financial stability and certainty. Changing from an adjustable to a fixed mortgage rate with a refinance can make this happen.
When you're ready to move out in a few years, consider changing your fixed rate mortgage. An adjustable one will allow the opportunity of saving money and there's no risk at introduction rates!
When you have more equity in your home, and want to stop paying for mortgage insurance.
When your income has dropped. Extending your loan term as part of a refinance can help you afford your monthly bills.
When you have debts to consolidate, or you need cash to cover other costs. In this situation, you can consider a Cash Out Refinance.
Refinance in Raleigh or Beyond Now
Our friendly loan experts can help you determine the ways you could benefit from a refinance, and whether it is the right choice for your situation.
To schedule your consultation, please give the Martini Mortgage Group a call at (919) 238-4934. Along with North Carolina, we also can help you refinance in Florida, Georgia, Illinois, Tennessee and Virginia. Let’s increase your financial flexibility and help you save.
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Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | For licensing information go to: www.nmlsConsumerAccess.org and/or www.GoldStarFinancial.com Please review our Disclosures & Licensing information | Gold Star Mortgage Financial Group Corporation has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. For further information about Gold Star Mortgage Financial Group, Corporation, please visit our website at www.GoldStarFinancial.com. Receipt of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Gold Star Mortgage Financial Group, Corporation for more information and up-to-date rates.