Meet Kevin Martini: Where Mortgage Strategy Meets Fiduciary-Style Care
Since 2006, Kevin Martini has been transforming the way families think about mortgages.
As a Certified Mortgage Advisor (CMA) and Producing Branch Manager of the Martini Mortgage Group at Gold Star Mortgage Financial Group, Kevin leads a team of passionate mortgage professionals who bring clarity, confidence, and long-term strategy to every client relationship.
For Kevin, a mortgage is not just a loan. It’s a financial instrument that can shape a family’s future.
That belief drives everything he and his team do — from their fiduciary-style approach to their education-first philosophy that empowers clients to make informed, strategic decisions.
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The Problem with “Typical” Mortgage Experiences
In a traditional mortgage transaction, the process is all about what you can do. You tell a lender what you want, and they tell you if you qualify and at what rate.
Kevin believes that the process is broken.
Kevin Martini speaking into a microphone, delivering a keynote with the quote text overlay: “Any mortgage company can tell you what you can do; very few will help you understand what you should do.”
“Any mortgage company can tell you what you can do; very few will help you understand what you should do.” — Kevin Martini, Certified Mortgage Advisor, Martini Mortgage Group
This distinction is at the heart of the Martini Mortgage Group’s approach.
Instead of simply quoting rates, Kevin and his team take the time to understand your complete financial picture — your short-term needs, long-term goals, and lifestyle priorities.
That’s how they create tailored mortgage strategies that build wealth, protect stability, and position clients to thrive well beyond closing.
The Fiduciary-Style Approach
Kevin and his team operate differently than most in the industry. Their advisors are salary-based, not 100% commission.
That means their compensation isn’t tied to how large your loan is; it’s tied to how well they serve you.
This structure eliminates the conflicts of interest that can exist in traditional mortgage models, allowing the Martini Mortgage Group to deliver truly unbiased, well-thought-out financial guidance.
This fiduciary-style model ensures that every recommendation serves one goal:
Your best financial outcome.
“We’re not here to sell you a mortgage, we’re here to design a mortgage strategy that serves your life.”
Mortgages Under Management
Kevin believes your mortgage deserves to be managed — not forgotten.
That’s why his team created Martini Mortgages Under Management, a proactive system that tracks your loan over time to identify opportunities for savings, equity growth, or debt reduction.
Through this continuous support, clients benefit from ongoing insight into:
Refinance opportunities that lower the total borrowing cost
Equity growth strategies for wealth-building
Debt management plans that align with retirement goals
This long-term commitment reflects Kevin’s fiduciary promise: To help every family he serves make intelligent, informed decisions — not just at closing, but for years afterward.
Same-As-Cash Mortgage Approval
In today’s competitive market, buyers need more than pre-qualification — they need certainty.
That’s why Kevin designed the Same-As-Cash Approval, a fully underwritten mortgage approval that positions homebuyers to compete with cash offers.
With Same-As-Cash Approval™, clients gain:
Confidence when making offers
Faster closings with fewer surprises
A competitive edge in multiple-offer situations
Learn more about this program: Same-As-Cash Mortgage Approval Process
🎓 Credentials & Expertise
Certified Mortgage Advisor (CMA)
This elite designation signifies advanced financial education, in-depth understanding of mortgage-market mechanics, and the ability to design loan strategies that support long-term wealth.
Education
Bachelor of Science in Business Administration and Management
Nova Southeastern University, Huizenga School of Business & Entrepreneurship
Licensing
Licensed to originate mortgages in:
Florida (LO73429) • Indiana (143962) • North Carolina (I-168790) • South Carolina (MLO-143962) • Virginia (MLO-40937VA)
Guiding Principles
Clarity: Every client deserves to understand their options.
Strategy: Every loan should serve a long-term financial plan.
Integrity: The right advice matters more than the fastest deal.
Education: Empowering clients builds smarter homeowners and stronger communities.
“Clarity creates certainty — and certainty creates power.”
What Clients Say About Kevin Martini
“When I began my journey to buy a home in Smithfield, NC, I was filled with anxiety regarding my chances for a loan required for this area. From our first conversation, Kevin set a high standard. He was more than a lender; he was a trusted advisor, providing clear and timely communication. As a homebuyer unfamiliar with the area, I had many questions and uncertainties. Kevin and his team were patient, supportive, and made me feel like family, easing the stress of such an important purchase. The Martini Group’s communication is excellent. They guided me clearly through each step, keeping the process smooth and predictable. Their expertise helped me understand how different factors influence rates. When I received the keys to our new home, I knew it wouldn’t have been possible without Kevin and his team’s dedication. This will now be my go-to mortgage team, and I highly recommend them. If you’re looking for a lending partner who is an expert and committed to making the process exceptional and stress-free, Kevin and his team are the right choice.”
— Eric E.
“Working with Kevin Martini and his team was an absolute pleasure. From the very beginning, their team was communicative, responsive, and made sure we were informed every step of the way. They took the time to answer all of our questions thoroughly, ensuring we fully understood the process and felt comfortable throughout.
Their attention to detail and dedication to getting everything done efficiently made what could have been a stressful experience feel smooth and seamless. It’s clear they genuinely care about their clients. Everyone we worked with was not only professional, but also kind, patient, and a joy to work with. Not to mention they were quick with getting us closed in about two weeks!
I can’t recommend Martini Mortgage Group highly enough — they made our home financing experience a positive one! Thank you again!”
— Cheyenne D.
“I have worked with the Martini Mortgage Group on several occasions. They are always my first choice. No matter how many times I go through the home buying process, it always feels stressful and overwhelming. Partnering with Kevin Martini and his team makes the entire process so much better. I can count on Kevin to be available accommodating and supportive. I truly hope I never have to buy a home without them.”
— Meredith L.
“Kevin and his staff were the best!!! They made us feel like family always taking the time to educate and guide us until our goal of becoming homeowners was met! I never doubted that they always had our best interest at heart. They get an A++ from me & my family and I would never hesitate to recommend them to others! Well Satisfied Client!!”
— Tiffany H.
“Kevin and his team are the only folks I want to work with when it comes to getting a mortgage. Kevin is very informative and worked to find the best solution for my situation. The home-buying process is complicated, but super easy from my end, as Martini Mortgage Group handles everything, handles it right, and keeps things smooth. I’ve worked with Kevin for both of my home purchases and will call him again the next time I’m looking to move. 10/10 would recommend!”
— Dustin G.
📞 Contact Kevin Martini
Kevin Martini, NMLS #143962
Certified Mortgage Advisor | Producing Branch Manager
Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation (NMLS #3446)
📍 507 N Blount St, Raleigh, NC 27604
📞 (919) 238-4934
🌐 www.MartiniMortgageGroup.com
📧 Kevin@MartiniMortgageGroup.com
🏠 Equal Housing Lender
