How to Save Thousands when you Buy a Home

If you are like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find a home that perfectly meet your needs, wants and wishes.  Secondly, you want to purchase a home for the lowest possible price and the only way you can do that is if you are able to make a ‘same-as-cash’ offer.  When one is Pre-Approved with Logan Martini with the Martini Mortgage Group at Benchmark Mortgage they can make a ‘same-as-cash’ offer and close turbo fast.  

When you analyze the successful homebuyers who have been able to purchase the home they want for thousands of dollars below a Sellers asking price, some common denominator’s always emerge. Of course, your agents negotiating skills are very important, however, there are four additional key factors that must come to play long before you ever submit the offer.

These steps will help save you thousands

when you buy a home!

Make sure you know what you need… as simple as this sounds many homebuyers don’t have a firm idea of what they need and want before they go searching for a home. In fact, when going shopping for a place to live, there are actually several homes competing for your attention: the one that meets your needs…the one that meets your wants and the one the has absolutely everything on your wish list.  Obviously, your goal is to find the home that meets all of your needs and all of your wants and has everything on your wish list however, in the real world, this situation does not always occur.

When you’re looking for a home, you’ll find that you will fall in love with one or another home for an entirely different reason. Is it better to buy a 4-bedroom home with a room for your family to grow, or the one with the big eat-in kitchen that romances your thoughts of a big family weekend brunch? What is more important: a big backyard, or proximity to your kids school?

“Far too often people buy a home for the wrong reasons, and then they regret that decision when the home doesn’t meet their core needs”. ~Logan Martini

In this day and age of being able to shop for anything anywhere, is very important to know what you’re looking for when you start your home search.  Don’t shop with stars in your eyes & make sure you have clarity of the economics before any list of needs, wants and wishes are made. 

Having your needs, wants and wishes categorized before starting your search will save you time and eliminate frustration. This strategy will clearly communicate that you are ready and willing however in any real estate market being ready and willing is irrelevant unless you are able.  Before you make your list reach out to Logan Martini with the Martini Mortgage Group at Benchmark Mortgage for smart advice and an easy process. This allows you to know your budget before you fall in love with the home that is way outside of your payment comfort zone.

Now that you are APPROVED, not just qualified with Logan Martini with Martini Mortgage Group at Benchmark Mortgage the search starts with the help of some amazing software.  Our Real Estate Agent Partners, with the Martini Mortgage Group at Benchmark Mortgage, have access to proprietary software that offers a unique home hunting experience through our revolutionary Homebuyer Profile System. This proven system takes the guesswork out of finding just the right home and matches your needs and peppers in your wants and wishes based on your mortgage approval. This unique program will cross match your criteria with all available homes on the market, in real-time, and supplying you with information on an ongoing basis. Using the Homebuyer Profile System, if you are lucky, you’ll find a home that has all of your needs and also fills your wants and wishes.

If you or someone you know has questions about Pre-Approval or about the the Homebuyer Profile System just call Mortgage Strategist, Logan Martini with the Martini Mortgage Group at Benchmark Mortgage: (919) 238-4934.   Until then, check out the Logan Martini Fall 2018 Homebuyer Guide called: ‘THINGS TO CONSIDER WHEN BUYING A HOME’

Logan Martini | NMLS ID 1591485 | Mortgage Strategist | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks Road, Suite 101 Raleigh, NC 27609 | (919) 238-4934 | | | Equal Housing Opportunity