FHA Home Loan … Credit Score Needed & More by Raleigh Mortgage Lender Kevin Martini

The FHA Home Loan is an amazing program and has been helping families since the 30’s and Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage offers this amazing home loan program.  There are many befits to the FHA Home Loan and so me are as follows: low down payment, low closing costs and easy credit qualifying!

Many think that the FHA Home Loan is ONLY for first-time home buyer and that narrative is not factual. Sure, many first-time home buyers use the FHA Home Loan but so do many repeat home buyers  too.  In addition there are some occasions where one can actually have two FHA Home Loans at the same time.  

Episode 081 of the Martini Mortgage Podcast with Mortgage Strategist, Kevin Martini is called: FHA HOME LOANS … CREDIT SCORE NEEDED & MORE

This mortgage podcast discusses the credit score needed and provides some details on this very unique this home loan solution.  The Martini Mortgage Podcast is available on all streaming services and archive episodes available by going to www.MartiniMortgagePodcast.com

‘With a FHA Home Loan one can borrower up to 96.5% of the value of the home spa that means a borrower ONLY needs to put 3.5% down.” Kevin Martini 

Kevin Martini, Raleigh Mortgage Lender

If your credit is perfect or if your credit has a bump or bruise, the FHA provides a low down payment requirement and their credit score threshold is typically less than with other loan program. Families have been approved for a FHA home loan when their credit has been in the top tier and families have been approved for a FHA Home loan with the Martini Mortgage Group at Benchmark Mortgage when their middle credit score was ONLY been 580. 

If you are thinking of buying a home for the first or the fifth time, the process should always be as follows: step one is the loan and the second step should be to go find your home.  Perhaps the FHA Home Loan is an option that is best for you and your family or maybe it is n’t — sadly now website and no app on the phone can help determine what is the best home loan solution for you and your family — only a confidential conversation with a trusted mortgage strategist can help you with that.  For a free no obligation consultation, contact one of the Mortgage Strategists’ at the  Martini Mortgage Group at Benchmark Mortgage.

Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Logan Martini | NMLS ID 1591485 | Mortgage Strategist | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900  Raleigh, NC 27603 | (919) 238-4934 | www.LoganMartini.com | Logan@KevinMartini.com |Equal Housing Opportunity